Attention homeowners in Auburn and Franklin County: Need an appraisal?
Here are the top seven reasons why Maine homeowners use 1st Choice Valuation Services (207) 240-0991:
At 1st Choice Valuation Services (207) 240-0991, we understand the unique needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that is declining. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from 1st Choice Valuation Services (207) 240-0991 is your strongest weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping people just like you get rid of unwanted PMI insurance.
Was your HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. 1st Choice Valuation Services (207) 240-0991 can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from 1st Choice Valuation Services (207) 240-0991 can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? 1st Choice Valuation Services (207) 240-0991 can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.